Lets Talk Credit And Mortgage Loans

Dated: 08/23/2019

Views: 181

When is the last time you looked at your credit report?  

Did you know that you are entitled to a free credit report annually?  Just click here and follow the prompts and in just a few seconds you'll have all 3 credit reports from Transunion, Experian, and Equifax. Easy Peasy! I just got all three of mine!  https://www.annualcreditreport.com


Home loans are everywhere! There are so many options out there.  Our preferred lender here at Remax Edge is Southern Trust Mortgage (STM) and here are a few points to remember: 


  • VA Loans: Active Duty, Retired Veterans, Disabled Veterans, Prior Service (2 years active or 6 years reserves)

    • NO Down Payment

    • Minimum Credit Score with STM is 600

    • Lower Interest Rates

  • FHA Loans: Buyers with little down payment

    • 3.5% down payment

    • Lower Interest Raes

    • Minimum Credit Score with STM is 600

  • USDA Loans: Buyers with No Down Payment 

    • 100% Financing (no down payment)

    • Lower Interest Rates

  • Conventional Loans: Buyers with Good Credit and Money for Down Payment

    • 5% Down Payment


Here's a link to complete your application with Southern Trust Mortgage

 https://secure.approvedfast.com/stm/application/index?loan_officer_id=11059413


Bottom line, check your credit so you know where you stand and get preapproved!  Don't give up! 


Let me know if I can help. 


Let's Buy a House! 

April Venegas

Remax Edge

(785) 236-1572

aprilvenegasrealty@gmail.com



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